Checking Accounts

Central Bank has a wide range of checking accounts to meet your financial needs. Contact one of our friendly staff members today, and give us an opportunity to provide you with the best customer service possible while helping you select the accounts that fit your lifestyle. Customer Service Representatives can provide you with full disclosure information on any financial product we offer.

REGULAR CHECKING

  • Unlimited check writing
  • $100 minimum deposit to open account.
  • Maintain $600 minimum daily balance to avoid a $7.00 balance requirement fee
  • Free MasterMoney Debit Card
  • Monthly imaged statement
  • Free Online Banking
  • Free Bill Pay

SELECT CHECKING

The Perfect Account for No Hassle Checking!

  • Unlimited check writing
  • $100 minimum deposit to open account
  • No minimum balance requirement
  • No monthly service charge
  • Monthly itemized Statement
  • Discounted bank checks ordered through Central Bank
  • Free MasterMoney Debit Card
  • Free Online Banking
  • Free Bill Pay

CLASSIC CHECKING

Pays Like a CD…But Works Like Checking!

  • Unlimited check writing
  • Free Online Banking
  • Maintain $1000 minimum daily balance to avoid $10.50 balance requirement fee
  • Receive “Privileged Interest” Rates on daily collected balance, compounded and credited monthly at current checking rate *
  • Free MasterMoney Debit Card
  • Monthly imaged statement
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay

NOW ACCOUNT

Easy Checking that earns interest! *

  • Earn Interest* on the daily collected balance at current checking rate ♦
  • Unlimited check writing
  • $600 minimum deposit to open account
  • Maintain $600 minimum daily balance to avoid a $8.00 balance requirement fee
  • Free MasterMoney Debit Card
  • Monthly imaged Statement
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay

SUPER NOW CHECKING

All the benefits of regular checking while earning interest! *

  • Earn Interest * on the daily collected balance at current checking rate when $1500 minimum balance is maintained ♦
  • Unlimited check writing
  • $1,500 minimum deposit to open account
  • Maintain $1,500 minimum daily balance to avoid $8.00 balance requirement fee
  • Free MasterMoney Debit Card (upon approval)
  • Monthly imaged Statement
  • Free Online Banking
  • Free Bill Pay

ACTIVE ASSETS ACCOUNT

  • Earn Interest * on daily collected balance at current checking rate ♦
  • $1,500 minimum deposit to open account
  • Maintain $1,500 daily balance to avoid $9.00 balance requirement fee
  • Withdrawal limitations (6 per cycle)
  • Excessive withdrawal fee of $1.00 each after the first six
  • Free MasterMoney Debit Card
  • Monthly imaged Statement
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay

MONEY MARKET CHECKING

  • Earn Interest * on daily collected balance at current checking rate ♦
  • $10,000 minimum deposit to open account
  • Maintain $10,000 minimum daily balance to avoid $10.00 balance requirement fee
  • Withdrawal limitations (6 per cycle)
  • Excessive withdrawal fee of $10.00 each after the first six
  • Free MasterMoney Debit Card
  • Monthly imaged statement
  • Free Online Banking
  • Free Mobile Banking
  • Free Bill Pay

* Interest Bearing Accounts

  1. Your interest rate and annual percentage yield are subject to change. Interest is compounded and credited monthly on checking accounts. Interest is computed on the daily balance method which applies a daily periodic rate to the principal in the account each day. Interest is compounded and credited quarterly on savings accounts.
  2. If the account balance falls below the minimum daily balance requirement to avoid service charge anytime during the statement cycle on   Classic Checking, Super Now, and Active Assets Accounts, the interest rate and annual percentage yield will be reduced.
  3. Central Bank’s interest computation is the daily balance method. This method applies a periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (checks).
  4. We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.

♦ See Customer Service Rep for current effective rates.

Central Bank

1506 Market Street
Suite C180
Little Rock, AR 72211
501-221-6400
501-227-8932 – fax

West Markham Branch

5000 West Markham
Little Rock, AR 72205
501-221-6450
501-296-9833 – fax

Bentonville Branch

3001 SE J Street
Bentonville, AR 72712
479-619-2000
479-271-7417- fax

Lobby Hours

Monday – Thursday
8:00 a.m. to 5:00 p.m.

Friday
8:00 a.m. to 5:30 p.m.

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