Business Checking

SMALL BUSINESS CHECKING

For businesses with limited transaction activity.

Eligible Businesses:  Sole Proprietorships, Non-Profit and Government

  • $100 minimum deposit to open account
  • $1,000 minimum daily balance to avoid balance requirement fee
  • 200 free transactions (items) per statement cycle
  • $.25 per item after 200 transactions (items) per statement cycle
  • FREE MasterMoney Card
  • Monthly Imaged Statement with checks organized in numerical sequence
  • FDIC Insured

SMALL BUSINESS CHECKING WITH INTEREST

  • $2,500 minimum deposit to open account
  • Interest* earned on account (see current NOW Account rates)
  • $12.50 monthly balance requirement fee
  • $2,500 minimum daily balance to avoid monthly balance requirement fee
  • 200 Free transactions (items) per statement cycle
  • $.25 per item after 200 transactions (items) per statement cycle
  • Free MasterMoney Card
  • FDIC Insured

BUSINESS ANALYSIS CHECKING

This account is designed especially for larger businesses with high transaction volume.

  • $100 minimum deposit to open account
  • $7.00 monthly maintenance fee
  • Receive an account earnings credit to offset monthly fees and expenses
  • Negative Collected Balance 5% Above Federal Discount Rate
  • Monthly Imaged Statement with checks organized in numerical sequence
  • FDIC Insured
  • Account Earnings Credit based on 91-Day T-Bill Average

For other related services, see a Central Bank Customer Service Representative.

ACTIVE ASSETS ACCOUNTS

Build cash reserves…easy access allows you to transfer money when needed

  • Monthly Imaged Statement with checks organized in numerical sequence
  • $1,500 minimum deposit to open account
  • Earn Interest* while building reserves
  • $9.00 monthly balance requirement fee
  • $1,500 minimum daily balance to avoid monthly balance requirement fee
  • Unlimited deposits
  • 6 withdrawals per statement cycle
  • $1.00 per debit in excess of 6 per statement cycle
  • Monthly Imaged Statement with checks organized in numerical sequence
  • FDIC Insured

CENTRAL MONEY MARKET

Higher earnings for higher balances with complete liquidity!

  • $10,000 minimum deposit to open account
  • $10.00 monthly balance requirement fee
  • $10,000 minimum daily balance to avoid monthly balance requirement fee
  • Interest* is compounded monthly and credited monthly
  • 6 withdrawals per statement cycle
  • $10.00 per debit in excess of 6 per statement cycle
  • Monthly Imaged Statement with checks organized in numerical sequence
  • FDIC Insured

* Interest Bearing Accounts

  1. Your interest rate and annual percentage yield are subject to change. Interest is compounded and credited monthly on checking accounts. Interest is computed on the daily balance method which applies a daily periodic rate to the principal in the account each day. Interest is compounded and credited quarterly on savings accounts.
  2. If the account balance falls below the minimum daily balance requirement to avoid service charge anytime during the statement cycle on Classic Checking, Super Now, and Active Assets Accounts, the interest rate   and annual percentage yield will be reduced.
  3. Central Bank’s interest computation is the daily balance method. This method applies a periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (checks).

♦ See Customer Service Rep for current effective rates.

Central Bank

1506 Market Street
Suite C180
Little Rock, AR 72211
501-221-6400
501-227-8932 – fax

West Markham Branch

5000 West Markham
Little Rock, AR 72205
501-221-6450
501-296-9833 – fax

Bentonville Branch

3001 SE J Street
Bentonville, AR 72712
479-619-2000
479-271-7417 – fax

Lobby Hours

Monday – Thursday
8:00 a.m. to 5:00 p.m.

Friday
8:00 a.m. to 5:30 p.m.

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