SAVINGS

Statement Savings

Helps Save Your Hard-Earned Money!

$100 minimum deposit to open account
Earn Interest* on the daily collected balance, compounded quarterly and credited quarterly at the current savings rate ^♦
Maintain $100 minimum daily balance to avoid $1.00 per month balance requirement fee
$10.00 early closure fee if account is closed within 90 days of opening
Quarterly Statements

$2,000 minimum deposit to open account
Earn Interest* on the daily collected balance, compounded quarterly and credited quarterly at current savings rate ^♦
Maintain $2,000 minimum daily balance to avoid $15.00 balance requirement fee
$10.00 early closure fee if account is closed within 90 days of opening.
Quarterly Statements

Used to meet your deductible
This is for people that have a High Deducible Health Insurance Plan.
Tax deductible off of gross income
Grow tax-deferred
NEVER taxed when used for qualified medical expenses
Roll over year after year – no “use it or lose it”
1. Earn Interest* on daily collected balance at current checking rate^♦
2. Free MasterCard Debit Card (upon approval)
3. Free On-Line banking
4. No monthly service charge

* Interest Bearing Accounts

Your interest rate and annual percentage yield are subject to change. Interest is compounded and credited monthly for HSA and Interest is compounded and credited quarterly on savings accounts. Interest is computed on the daily balance method which applies a daily periodic rate to the principal in the account each day.
If the account balance falls below the minimum daily balance requirement to avoid service charge anytime during the statement cycle on a Statement Savings or Super Saver Accounts, the interest rate and annual percentage yield will be reduced.
We may require not less than 7 days notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D.

♦ See Customer Service Rep for current effective rates.