CONSUMER SWITCH KIT

1. GETTING STARTED

Getting Started To get started, complete the New Account Application and Organizer Worksheet to help gather the information about your new and old checking account, your direct deposits, your automatic payments and bills you pay online.  You will need to bring the following items with you to open your personal checking account at Central Bank:

• New Account Application
• Photo ID
• Social Security Card

2. DIRECT DEPOSITS

(Transfer Existing or Establish New) With today’s busy lifestyle, direct deposit can save time and allow easy access to your money. Whether it is your paycheck or other income source, such as retirement or social security, knowing that your funds have arrived safely and on time gives you peace of mind.

If you are transferring the direct deposit of your pay from your old checking account or setting it up for the first time, complete the DIRECT DEPOSIT AUTHORIZATION FORM and give it to your employer.  To establish or transfer direct deposit or other income sources, alternate forms may be required.  The initial direct deposit may not occur immediately, so please allow sufficient time for funds to be deposited into your new personal checking account before closing your old account.

3. AUTOMATIC PAYMENTS

(Transfer Existing or Establish New) Automatic payments are a simple and convenient alternative to writing checks.  No more stamps, no need to write checks and no trips to the post office.  You may have recurring bills like insurance payments, car payments and gym memberships automatically deducted from your Central Bank personal checking account.  Simply complete the AUTOMATIC PAYMENT REQUEST and provide the information to the company you want to pay.  Please allow sufficient time for your first automatic bill payment to be activated against your personal checking account.

4. CLOSE YOUR OLD ACCOUNT

Once you have confirmed that your direct deposit has been credited to your new personal checking account and/or automatic bill payments have been deducted from your new personal checking account, you should:

• Make sure all outstanding checks have cleared.  Close your old account.  Visit the bank and do this in person or complete the Account Closing Request and mail it in.
• Destroy all remaining checks, deposit tickets, ATM and debit cards from your old account.

If you would like to download and complete the Switch Kit paperwork, click the download button below.